Should I consolidate debt?

I have 3 years left on my car, which equals 15,000, 360 a month, plus school loans, and starting back at school in the fall to continue working on my bachelor's, as well as one credit card, and I had a identity theft last year which cost me 3 grand that im having to pay. I need to either refinance my car or consolidate, i just need smaller payment, regardless of interest. Advice?