How do I go about getting an auto secured loan on my PIF Vehicle?

I have excellent credit but several cr. cards with balances. I was thinking of taking a loan out against my vehicle in order to consolidate all into one payment being an installment loan. My total debt is $13000, my vehicle is worth $22000 and I have the title. I feel like it would be better to pay the cards completely off and just have my Mortgage and the Installment loan. What banks offer this? Any Suggestions?